Personal Banking

Deposit Products - Checking & Money Market

Checking

All of our Checking & Money Market Accounts offer these features:

• Online Banking

• Mobile Banking

• Mobile Deposit

• eStatement

• Direct Deposit

• Visa Debit Card

  Account Type	Regular Checking	Direct Checking	Senior Citizen Checking (62+)
  Minimum Opening Balance	$300	$100	$300
  Minimum Daily Balance	$300	None, with qualifying Direct Deposit or will be charged $5.00	No
  Service Charge	$5.00, if balance falls below minimum daily balance	Service charge waived when you enroll in Online Banking, eStatement and monthly direct deposit	No
  Account Closure	$20.00, if closed within 90 days	$20.00, if closed within 90 days	$20.00, if closed within 90 days
  Interest	Yes	None	Yes
  Features	Bill Pay Unlimited Check Writing No per check charge	Bill Pay Unlimited Check Writing No per check charge	Bill Pay Unlimited Check Writing No per check charge

  Money Market

  All of our Money Market Accounts offer these features:

  • $2,500.00 minimum opening balance

  • $10.00 monthly service charge (if balance falls below $2,500.00)

  • 10.00 per debit per monthly cycle (checking only)

  • Interest is compounded daily and paid monthly

  • Transaction limits apply

  • Excess transactions penalty^*

  * Withdrawal or transfers to other account of depositor in the same bank in person, by mail or by messenger are Unlimited. However, telephone, pre-authorized or electronic transfers to third parties are limited to six(6) during a monthly cycle, by check, draft, debit card, or Similar order to third party.

  Learn About Our Debit Cards